Privacy Policy

Introduction

Welcome to https://short-term-insurance-plans.insuranceandinvestmentnews.com (hereafter referred to as “Short Term Insurance Plans,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of information you provide to us through our website, applications, services, and products.

Scope

This policy covers all aspects of our digital presence, including but not limited to:

Our official website located at https://short-term-insurance-plans.insuranceandinvestmentnews.com.
Any mobile or desktop applications developed by us for user interaction.
Services and products offered through our platform.
Interactions between users and our team via email, phone, or text messages.

Please note that this policy does not extend to third-party platforms, applications, or services linked to our website but operated independently, each having their own privacy policies governing data handling.

Processing Activities

This Privacy Policy guides how we interact with users and process personal information in the following scenarios:

As an Authorized User: When you use our applications or services, we may collect and process your account details, payment methods, financial records, purchase history, and other data necessary for service provision.
Website Visitors: If you visit our websites, we may track your interaction through analytics tools, record IP addresses, and gather information about your browser type and operating system.
Communications: We send out newsletters, promotional emails, phone calls, or text messages to keep you informed. You can manage these communications through unsubscribe options provided in each message.

Personal Data Collection

We collect multiple types of personal data to enhance user experience and personalize our services:

Account Information: This includes usernames, passwords, contact details, and profile settings.
Payment Information: Credit card numbers, billing addresses, and payment history are securely stored for transaction processing.
Financial Information: We may collect bank account details, investment portfolios, or other financial records as required for specific services.
Purchase Information: Data related to products or services bought through our platform, including order history and preferences.
Mobile Device Identifiers: Unique device identifiers (UDIDs) or similar codes from your mobile devices for analytics purposes.
Location Data: We may access your location data to provide tailored content or services based on your geographical area.
Feedback and Reviews: Your comments, reviews, and ratings help us improve our products and services.
Social Media Information: If you connect our platform with social media accounts, we may collect publicly available information from these platforms.
Product Interest: We track product interactions and inquiries to understand user preferences and deliver relevant recommendations.

Cookies

We employ cookies and similar technologies for various purposes:

Strictly Necessary Cookies: These ensure basic functionalities like secure login, language preference, and session management.
Preference Cookies: Used to remember your settings and preferences on our platform.
Analytics Cookies: These tools provide insights into website usage, helping us improve user experience and site performance.

Users can manage non-essential cookies through our Cookie Manager, allowing them to control their tracking preferences.

Retention and Deletion

We adhere to data retention policies that comply with applicable laws and regulations:

We retain personal data for as long as necessary to fulfill the purposes collected, including providing services, ensuring secure transactions, and complying with legal obligations.
Once the data is no longer required for these purposes, we delete or anonymize it to protect your privacy.

Security Measures

We prioritize data security and implement robust measures:

Encryption: We use encryption protocols to safeguard data during transmission and storage.
Secure Third-Party Processing: We engage trusted third-party service providers who adhere to strict security standards.
Access Controls: Our systems have access controls to ensure that only authorized personnel can view or modify sensitive data.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you believe we have collected such data by mistake, please contact us immediately at the details provided below, and we will take prompt action to rectify the issue.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

Access: The right to request access to the personal information we hold about you.
Rectification: The right to correct inaccurate or incomplete data.
Erase (Right to be Forgotten): The right to request the deletion of your data under specific circumstances.
Restriction: Limiting our processing of your data in certain situations.
Portability: Receiving a copy of your personal data in a structured, commonly used format.
Objection: Opposing the processing of your data for specific purposes.
Non-Discrimination: The right to be free from discriminatory practices based on your data exercise.
Appeals and Complaints: You can file appeals or complaints with our privacy team regarding data handling practices.

Changes to Policy

We reserve the right to update this Privacy Policy at any time. Any significant changes will be notified through our website, and updated policy versions will be readily accessible for your review.

Contact Information

For any questions, concerns, or requests related to privacy or data management:

Email: contact@short-term-insurance-plans.insuranceandinvestmentnews.com
Address: Short Term Insurance Plans, Privacy Team, [Your Postal Address]